Experts recommend that all Americans have 3-6 months worth.  And yet… according to this Bankrate survey, more than half of us don’t.  I’m talking about your emergency savings!  What would happen if tomorrow you were unable to work, lost your job, or were hit with a sudden large expense (like a [...]

Job loss can just pop up out of the blue - without any sort of warning. And if you’re not prepared, it will hit you hard.   But - you’re not powerless. With a bit of proactivity, you can alleviate some of the stress of job loss.  Today, in our ‘New Year, [...]

Last time I reached out to you, I gave you some really easy tips to get your credit report for free.  So the next logical question - what do you do when you get your rating? Well, the answer is - that depends on your rating and what your goals are! [...]

It’s hard not to feel a little reflective on New Year’s Eve. After all… Should Old Acquaintance be forgot, and never thought upon; The flames of Love extinguished, and fully past and gone: Is thy sweet Heart now grown so cold, that loving Breast of thine; That thou canst never once [...]

We’ve all been there; you’re at your favorite department store, list in hand. But then... you walk past a display that catches your eye. You never actually thought you wanted what’s on that display. But why is it now standing in front of you, taunting you?  The possible applications for it [...]

It doesn't matter what stage of life you're in. You might be looking to earn some money on the side - especially around this time of year! If that sounds like you, what you need is a good side-hustle. In its most broadly used sense, "side-hustle" means any activity outside of [...]

Well, how about it?  Did you manage to find ways to save money in this busy 2021?  If you’ve spent more time procrastinating than saving, I have some good news. You have one more chance to redeem yourself this year and look like a budget-savvy guru: New Year’s Eve. It’s the [...]

As if we haven’t done enough shopping over the last few weeks for Christmas!  The week after Santa climbs down the chimney is one of the best times of the year to shop for a deal if you’re looking to save a little money - if you live in Canada.  Our [...]

There seems to be a nearly perfect split between couples who choose to maintain their finances separately and those who budget together.  In the former case, each will keep separate accounts and typically be responsible for paying a specific set of bills, such as those relating to themselves (like a cell [...]

Ever wonder how people around the world spend Christmas Eve? Many of us in the US spend it attending mass, wrapping up those last-minute gifts, or waiting for that blissful moment when the kids finally fall asleep so we can fill those Santa shoes - then tumble into bed ourselves… … [...]