Here’s what we discuss in this episode:
🏃 Active Retirement: Plan for a busier lifestyle
💼 Phased Retirement: Ease gradually out of work
🏦 Pensions: Adjust to fewer guaranteed benefits
💵 Social Security: Understand its role in income
👨👩👧 Sandwich Generation: Balance parents and children
📈 Inflation: Protect long-term purchasing power
Retirement planning today doesn’t look like it did even a decade ago, let alone the way it looked for our parents. On this episode, Ryan provides six realities you need to be aware of in 2026 to build toward a successful retirement. Retirement isn’t the same finish line it used to be, and pretending otherwise makes it harder to plan for. The realities change. A good plan should be able to change with them.
Go Inside the Episode
0:00 – Intro
0:25 – The Changing Nature of Retirement
1:25 – #1: Retirement Lifestyle (Staying Active)
3:59 – #2: Quitting Cold Turkey vs. Gradual Retirement
5:45 – #3: The Decline of Traditional Pensions
8:20 – #4: Social Security Realities
11:12 – #5: The Sandwich Generation Challenge
12:40 – #6: Managing Inflationary Pressures
14:11 – Work with Ryan