Here’s what we discuss in this episode:
🧾 Tax Efficiency: Withdrawal strategy matters
⚠️ Higher Stakes: Mistakes cost more now
🧩 More Complexity: Medicare, Social Security, RMDs
🔒 Fear of Losing Control: Remember that you still own your money
🤝 First Meeting: Low pressure, clarity-focused
You’ve done a great job managing your money over the years, but retirement changes the game. Ryan looks at the decision many investors face: should you keep doing it yourself, or bring in a financial advisor? He walks through what actually changes in retirement, where costly mistakes tend to happen, and how to think about getting help without feeling like you’re giving up control.
Go Inside the Episode
0:00 – Intro
0:32 – Listener Question
0:59 – Should You Hire an Advisor?
3:55 – Tax Efficiency Matters
6:10 – Retirement Complexity
8:57 – Fear of Losing Control
12:05 – First Advisor Meeting