Should I Rent or Own in Retirement? I often get this question from clients and given that housing can be your single greatest monthly expense at any age, it pays to put some thought into renting versus owning once you're retired and on a fixed income. Here are some of the [...]

Keep it Simple! It’s no wonder that so many people find investing so confusing! We are constantly receiving conflicting messages about how to be successful investors. The mutual fund industry tell us that picking stocks is difficult for the average investor, but a professional has a good chance of picking stocks [...]

10 Investment Strategies to Last a Lifetime Needs change over time and shortcut strategies that may work one year can prove to be obsolete, and even costly, the next. Here are some of the sound strategies to use throughout your lifetime: Invest in what you can understand. Ignorance is never bliss [...]

6 Reasons We Don’t Invest the Way We Should Many investment decisions are driven by emotional and psychological biases that may be inconsistent with our long term financial goals. On one hand we want our assets to grow to the point where enough wealth has been accumulated to meet our personal [...]

The only true wisdom is in knowing that you know nothing." -Socrates When people hear that I am a Financial Advisor, they often ask me: "So, what are stocks going to do this year?" My response inevitably disappoints them: "I don't have a clue." It's not what people want to hear, [...]

It will probably end badly! “It’s paradoxical, that the idea of living a long life appeals to everyone, but the idea of getting old doesn’t appeal to anyone.” – Andy Rooney Modern medicine has made huge strides and while we are living longer, we all still die eventually. The Grim Reaper [...]

4 Things We Should Declare Financial Independence From In Retirement Financial independence is something that everybody wants during retirement. But what exactly does everybody want independence from? 1) Independence From Government While it is certainly prudent to maximize your Social Security benefits in retirement, being overly reliant on it for your [...]

5 Obvious Strategies (That Apparently Aren’t So Obvious) Most people, on paper, would agree with these strategies. But a much smaller percentage of the population actually use them to when making financial decisions… 1. Buy low and sell high. You won’t find a single person who disagrees with the theory behind [...]