12 Things You Should Know About Bear Markets   If you have ever had a conversation with me about the stock market, you know how I feel.  It’s completely unpredictable.  Even my own husband wants me to tell him when the next market downturn will take place and he gets disappointed [...]

Lump sum payment or monthly payment?   Faced with mounting pension costs and greater volatility, companies are increasingly offering their current and former employees a critical choice: Take a lump-sum payment now or hold on to their pension plan. Companies are offering these buyouts as a way to shrink the size [...]

If 1,000 Investors Invest, One Should Randomly “Beat the Market” Ten Years in a Row But what about stories of investors like Peter Lynch who managed to beat the market fourteen years in a row while managing the Magellan Fund? Isn’t he proof that someone can beat the market consistently? Not [...]

10 Tips for Helping to Teach Your Children to Save Saving money is a habit that can take time to build, and even some adults have yet to master it. Consider this: Just 41% of Americans have savings set aside to cover emergency expenses. With that in mind here are some [...]

Should I Rent or Own in Retirement? I often get this question from clients and given that housing can be your single greatest monthly expense at any age, it pays to put some thought into renting versus owning once you're retired and on a fixed income. Here are some of the [...]

Keep it Simple! It’s no wonder that so many people find investing so confusing! We are constantly receiving conflicting messages about how to be successful investors. The mutual fund industry tell us that picking stocks is difficult for the average investor, but a professional has a good chance of picking stocks [...]

10 Investment Strategies to Last a Lifetime Needs change over time and shortcut strategies that may work one year can prove to be obsolete, and even costly, the next. Here are some of the sound strategies to use throughout your lifetime: Invest in what you can understand. Ignorance is never bliss [...]

6 Reasons We Don’t Invest the Way We Should Many investment decisions are driven by emotional and psychological biases that may be inconsistent with our long term financial goals. On one hand we want our assets to grow to the point where enough wealth has been accumulated to meet our personal [...]

The only true wisdom is in knowing that you know nothing." -Socrates When people hear that I am a Financial Advisor, they often ask me: "So, what are stocks going to do this year?" My response inevitably disappoints them: "I don't have a clue." It's not what people want to hear, [...]

It will probably end badly! “It’s paradoxical, that the idea of living a long life appeals to everyone, but the idea of getting old doesn’t appeal to anyone.” – Andy Rooney Modern medicine has made huge strides and while we are living longer, we all still die eventually. The Grim Reaper [...]