I recently overheard this at the coffee shop: Man: My wife’s credit card got stolen the other day. His friend: That’s awful! Did you report it? Man: Nope. Because the thief spends much less than my wife. Ba-dum-tshh! The holidays can wreak havoc on our credit cards. However, you can use [...]

A frightened investor goes to his financial advisor and asks if he’s at all worried about the volatility of the markets these days. The advisor replies that he sure does! In fact, he says that he sleeps like a baby. The frightened investor was amazed. “Really? Even with all the fluctuations?” [...]

If you’re like most people who make New Year’s resolutions, one popular goal is to improve your health. Exercise, eating right, and getting plenty of rest is a worthy pursuit. Because after all, excellent health is a form of wealth, right? And I don’t have to tell you what happens if [...]

Today I’m going to cover a touchy subject regarding our Action Step #5: Banking. Overdraft fees. I know, they’re embarrassing. But sometimes they happen, especially if you have monthly bills that are automatically deducted from your account. And if you haven’t experienced one in awhile, perhaps someone else in your family has. [...]

Okay, we’re going to talk about banking… Getting into financial shape for 2020 includes taking a look at how you keep your money flowing, which leads us to Action Step #5: Banking. You may have realized that banking has become a little more complex. As banks have increased their services, so [...]

Part of a solid strategy for saving money is knowing when to find a good deal. And if you’re anything like my dear mother, you love a good deal. She excelled at Action Step #4: Smart Purchasing. Most of the time, people flock to the stores to buy new items. But what about getting [...]

We’ve been talking a lot about how to get in great financial shape for the New Year. And yes, Action Step #4: Smart Purchasing plays a part. But what about those big-ticket items? The good news is that there are some months when you can get a better deal than at other times. [...]

Here’s a good joke I recently heard: One day, a kindergarten teacher said that the word for the day was “frugal.” She explained “frugal” had to do with saving, and a frugal person is one who saves. She then asked the class to come up with a sentence for the word. [...]

Recently I saw this funny meme on Facebook: Italians are the biggest recyclers of plastic bags. So if you see a turtle choking on a plastic bag, don't look at us. All our bags are in the drawer under the sink. Good one! If you want to get into great financial [...]

One of the funnier moments in the film, “Robin Hood: Men In Tights,” is when Blinkin, Robin’s blind former servant, is perched high in a tree looking for strangers trying to enter their camp. Robin Hood shouts, “Blinkin! What are you doing?” Blinkin replies, “I’m... guessing? I guess no one’s coming?” When it [...]