Here’s one more golden nugget of advice for this month. “Write it down, make it happen.” Actually, that’s the title of an excellent book by Henriette Anne Klauser. Write It Down, Make It Happen: Knowing What You Want—And Getting It! The most successful people in the world have a habit of writing [...]

Have you ever been given this advice? “Buy your car with cash.” Maybe you got hooked by those “End of Year Sales” a few months ago. But cars can definitely put a dent (ha!) in your financial reserves. You have the cost of the car, the maintenance, the insurance, and of course, the [...]

We’re already nearing the end of the second month of the year, believe it or not. And I’d like to switch gears a bit by asking you two questions: 1) What can you live with this year? 2) What can you live without? As we become older, we often become more [...]

Today we finish our “The 20 Day Financial Fitness Challenge.” Getting into financial shape requires discipline, commitment, and some creativity. We’ve covered a lot of different ways you can improve your financial status. We hope you got some great ideas from it. And we’ll cross the finish line with a few more [...]

With today’s “Gig Economy,” it’s easier than ever to bring in a few more dollars per month than before. Which leads us to our final tips for “The 20 Day Financial Fitness Challenge” – Action Step #10: Increase Income. If you would like an extra $500 or more per month, here are [...]

You might have heard this one: Retirement means no pressure, no stress, no heartache... unless you play golf. (Gene Perret) If you golf, you know exactly what I mean. But the truth is, many do look forward to their retirement so they can play a leisurely game of golf during a weekday without feeling [...]

I think Spock would have made an excellent financial advisor. He knew that wishing someone a long life while prospering was a pretty sweet deal. According to the World Bank Data in 2017, the life expectancy of a U.S. citizen is 78 years old. But look around you. There are plenty [...]

Oscar Wilde once said, “A man who pays his bills on time is soon forgotten.” You may want to be forgotten in this way for the New Year. And as we continue our “20 Day Financial Fitness Challenge,” I have some ideas, especially for our Action Step #8: Debt Management. In the last [...]

An anonymous wise-cracker said, “Running into debt isn’t so bad. It’s running into creditors that hurt.” And Jackson Browne admitted he was running behind in the song, “Running on Empty.” You might be nodding your head. As the kids say, “Same.” Continuing our quest for getting in financial shape for 2020, [...]

According to member data from Credit Karma’s more than 75 million members. the average amount of credit cards a person has is 4.73. I’m not sure what a .73 credit card looks like, but you get the picture. Most people have at least 2-4 credit cards. But are credit cards always [...]