Today, I want to give a special shoutout to the parents with kids in K-12. As if you didn't already wear enough hats, the past year forced you to wear another: that of the part-time teacher. And just when kids were returning to school, and you were getting a breather, summer [...]

To cap off this week's emails on personal finance and security, I want to touch on a topic commonly overlooked but still impactful on your retirement: your children's credit. This topic is important because it could tell you if your dependents will still depend on you in your retirement or not. [...]

Have you heard of the 3-6 month rule? It's the standard rule of thumb that you should keep 3-6 months worth of expenses on hand in cash in the event of emergencies. My clients often ask me questions about this rule. Is it still relevant? Can it be more than six [...]

It's an unfortunate fact that fraud costs the global economy a whopping $5 TRILLION every year, and sadly, that figure is expected to grow over the next decade. There are numerous types of fraud, from credit card fraud to fake charities to robocall scams. One of the most common methods for [...]

Happy birthday to the New York Stock Exchange! 229 years ago today, 24 stockbrokers signed the Buttonwood Agreement. Named after the brokers' traditional meeting place, underneath a buttonwood tree on Wall Street, this agreement was the founding document of the NYSE. What began as a small group of brokers signing a [...]

By 1979, sales of Walmart had hit $1 billion. That same year, founder Sam Walton bought a 4-speed manual transmission F-150. When asked why he chose the pickup truck, he responded, "Why do I drive a pickup truck? What am I supposed to haul my dogs around in, a Rolls-Royce?" To [...]

"Heroes get remembered, but legends never die." -Babe Ruth, Sandlot I'd like to adapt this famous quote from The Sandlot and apply it to investing: "Disruptions get remembered, but principles never die." Over the last week, I've talked to you about several trending news stories and how they might affect your [...]

Last time, I talked to you about the infrastructure bill debate in Washington and how the government might pay for it if it passes. One very likely possibility is the government increasing taxes on your 401K. Since such a tax would directly affect my clients’ retirement income, it’s no surprise it [...]

It’s no question the nation’s roads and bridges are in need of serious repairs. According to the 2021 Report Card for America’s Infrastructure, over 46,000 bridges are structurally deficient, yet 178 million trips are made over these bridges every day. Yikes! We won’t debate the politics of the impending infrastructure bill [...]

At this time last year, the pandemic had affected the markets hard. Many people were panicking – afraid they’d lose all their money. Isn’t it amazing how quickly the markets rebounded? History has shown us time and again that the markets always recover from downturns affected by current events (and quicker [...]