You might have heard this one: Retirement means no pressure, no stress, no heartache... unless you play golf. (Gene Perret) If you golf, you know exactly what I mean. But the truth is, many do look forward to their retirement so they can play a leisurely game of golf during a weekday without feeling [...]

I think Spock would have made an excellent financial advisor. He knew that wishing someone a long life while prospering was a pretty sweet deal. According to the World Bank Data in 2017, the life expectancy of a U.S. citizen is 78 years old. But look around you. There are plenty [...]

Oscar Wilde once said, “A man who pays his bills on time is soon forgotten.” You may want to be forgotten in this way for the New Year. And as we continue our “20 Day Financial Fitness Challenge,” I have some ideas, especially for our Action Step #8: Debt Management. In the last [...]

An anonymous wise-cracker said, “Running into debt isn’t so bad. It’s running into creditors that hurt.” And Jackson Browne admitted he was running behind in the song, “Running on Empty.” You might be nodding your head. As the kids say, “Same.” Continuing our quest for getting in financial shape for 2020, [...]

According to member data from Credit Karma’s more than 75 million members. the average amount of credit cards a person has is 4.73. I’m not sure what a .73 credit card looks like, but you get the picture. Most people have at least 2-4 credit cards. But are credit cards always [...]

I recently overheard this at the coffee shop: Man: My wife’s credit card got stolen the other day. His friend: That’s awful! Did you report it? Man: Nope. Because the thief spends much less than my wife. Ba-dum-tshh! The holidays can wreak havoc on our credit cards. However, you can use [...]

A frightened investor goes to his financial advisor and asks if he’s at all worried about the volatility of the markets these days. The advisor replies that he sure does! In fact, he says that he sleeps like a baby. The frightened investor was amazed. “Really? Even with all the fluctuations?” [...]

If you’re like most people who make New Year’s resolutions, one popular goal is to improve your health. Exercise, eating right, and getting plenty of rest is a worthy pursuit. Because after all, excellent health is a form of wealth, right? And I don’t have to tell you what happens if [...]

Today I’m going to cover a touchy subject regarding our Action Step #5: Banking. Overdraft fees. I know, they’re embarrassing. But sometimes they happen, especially if you have monthly bills that are automatically deducted from your account. And if you haven’t experienced one in awhile, perhaps someone else in your family has. [...]

Okay, we’re going to talk about banking… Getting into financial shape for 2020 includes taking a look at how you keep your money flowing, which leads us to Action Step #5: Banking. You may have realized that banking has become a little more complex. As banks have increased their services, so [...]