In This Episode:
The headlines are loud, the markets are messy, and your gut might be telling you to do something – anything -right now. But what should you actually do when your portfolio takes a hit?
In this episode, Ryan walks through the four key questions every investor should ask during a downturn, offering clear and practical steps to block out the noise and get some clarity on today’s market situation.
From gut-checking your financial plan to revisiting your risk tolerance, Ryan outlines how to make adjustments that align with your long-term goals instead of reacting emotionally. He also discusses strategies like rebalancing, tax-loss harvesting, and selectively reinvesting when markets are down, while reminding us why your personal economy matters more than the headlines. Tune in for a grounded, practical perspective on what smart investors actually do in turbulent markets and to hear more about Ryan’s new book, “Defuse The Retirement Threats,” in today’s show!
Here’s what we discuss in this episode:
📉 Gut-checking your financial plan when markets dip
📊 Risk tolerance: percentages vs. real dollars
🔁 Rebalancing and tax-loss harvesting in a down market
🧠 Why your “personal economy” is what really matters
📈 Using volatility as a buying opportunity (if it fits your plan)
0:00 – Intro
2:27 – Ryan’s new book
3:58 – Gut-check
6:14 – Get real about risk
8:18 – Strategies during a down market
10:29 – Unhelpful behaviors
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Resources:
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