In This Episode:

Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or just starting out, financial stress can put a strain on even the strongest partnerships. So, how do you talk about money without killing the romance? In today’s episode, looking at the questions every couple should ask about finances and retirement.

Ryan will cover some of the top conversations you will have with your spouse, like whether you should prioritize your retirement over your children and how to manage separate finances. He often has to play the role of a financial mediator so we’ll take you through that process to help you improve the financial communication in your relationship.

Here’s what we discuss in this episode:

💰 Spenders vs. Savers – Finding common ground on financial decisions

📊 Merging Finances in Retirement – Should couples combine or keep things separate?

🏡 Estate Planning Conversations – How to talk about wills, inheritances & legacy planning

👥 Supporting Family Without Sacrificing Retirement – Setting boundaries with kids & loved ones

⚠️ Why Both Spouses Need to Be Involved in Financial Planning

0:00 – Intro

1:55 – Spenders vs Savers

4:12 – Helping children vs your own retirement

7:25 – Separate finances

9:25– Wills and inheritances

11:27 – Should both partners be involved

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