Way back in 1872 (when building codes were non-existent), the basement of a warehouse in Boston, Massachusetts suddenly caught fire. The warehouse was storing dry goods, so the blaze easily and quickly consumed it.
The flames made it up the wooden elevator to the roof – and, thanks to the wind outside, caught onto the neighboring buildings, which were too close together.
After 12 hours of firefighters working diligently, they finally extinguished the fire – after it consumed five blocks of the city, including wharves, docked boats, and the Old South Meeting House.
The damages were said to have been worth $73.5 million (equivalent to $1.6 Billion as of 2020).
In many areas of the U.S. (like coastal areas and places like “Tornado Alley”), you can expect a disaster will occur at some point. But in areas that don’t have threats like these, preparing for these events is more difficult.
You can get hurricane or tornado insurance in areas known to have these events – but can you say you’re ready for something like a massive fire or a freak earthquake?
No one truly is, so having a backup or contingency plan for these statistical anomalies may not be a bad idea.
You can create an action plan (like getting out of town on a single-engine Cessna) or a financial plan (like getting an insurance policy on your home – or even just having a rainy day fund to prepare).
Either way, planning is critical for getting through a disaster with as little headache as possible.
Financial preparation is our game, so if setting up a savings pool is what you’ve got in mind, we’d like to talk with you.
Give us a shout at 513-563-PLAN (7526) or book online to have a 15-minute chat with us!