In This Episode:
If you’ve successfully managed your own investments for years, do you really need a financial advisor? Many DIY investors see it as an unnecessary expense, but as you approach retirement, it might be time to enlist the help of someone to help you with the other areas of retirement? Today we’ll tackle this common question and explain how advisors add value beyond investment returns.
While many individuals have successfully navigated their investment journeys, the transition into retirement introduces a host of new considerations and concerns. It’s not just about how to grow your wealth anymore; it’s about how to efficiently draw from that wealth to support your lifestyle. Join us as we discuss the biggest blind spots DIY investors face, from tax inefficiencies to estate planning gaps, and why financial planning is about more than just stock picking. He also shares how an advisor can help navigate market changes, new tax laws, and emotional decision-making.
Here are some of the things we discuss:
💰 Investing is just one piece – Advisors offer much more than stock picking
⚖️ Tax efficiency matters – The right strategy can save you thousands
📜 Estate planning gaps – Avoid common DIY mistakes
🚀 Behavior & coaching – Why even experienced investors benefit from guidance
🔄 New laws & market shifts – Stay ahead of tax law changes & economic trends
0:00 – Intro
2:09 – Everything an advisor helps with
5:06 – Investing is just one piece
6:05 – DIY blind spots
9:50 – Addressing the skeptics
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Resources:
Phone: (470) 508-0508
Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Schedule a call with Ryan: https://speakwithryan.com/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
