Both physical and financial health are at the top of the list of concerns many have, so we want to give them both the attention they deserve today as part of our “New Year, New You” 30 Day challenge.

Far be it for me to tell you what and what not to do health-wise because that is always your decision to make. Still, I want to show you how looking after your physical health can positively impact your wallet.

For example, for smokers, depending on where you live and what kind of cigarettes you buy, you could save almost $2,500 per year by quitting. (The average price of a pack is $6.50, and some folks smoke a pack a day – I just did that math for you.)

Quitting is no easy task, but that extra incentive can go a long way to boost your motivation.

The same can be said of buying unhealthy snacks and alcohol. 

What we put into our bodies can cause substantial damage to our overall health. Cutting out extra snacks and alcohol can make you healthier and will save you money as well. 

If we can get past the impulsivity of buying what’s not good for us and put more emphasis on health, we can help ourselves out in the long run.

So here’s your actual challenge for the day: review your spending for the last 30 days, and add up how much money you’ve spent on unhealthy habits. Multiply what you’ve spent by twelve, and you’ll have an idea of how much you might save by reducing that spending per year. 

Again, your health decisions are yours to make, as well as your financial decisions. My goal is to show you the impact of spending and alternatives that will serve you in the long run. 

I’m not in a position to offer health advice, but I am trained to give you financial advice that will last you for your lifetime. 

If you’re interested in finding ways to save money on things you’re spending out of habit, give my office a call at 513-563-PLAN (7526) or book your free 15 minute consultation online.