Want to know the truth?
Financial advisors are similar to priests. We hear a lot of confessions.
When it comes to giving financial advice to clients, I can safely tell you I’ve heard a lot of different reasons why someone thinks they don’t need us.
At networking events, cocktail parties, and even at a friend’s barbecue—when I meet someone for the first time, and they learn what I do, they often say, “Oh, I’m not a rich person, so I guess I don’t need a financial advisor.
But here’s the truth.
Financial planning is for ordinary folks, too. In fact, anyone who wants to figure out how to manage their money to achieve their dreams could benefit from meeting with an advisor.
If you have life goals or need help creating them, then you’re a great candidate for financial planning.
Financial advisors can take a look at your overall financial situation — debts, income, savings, and cash flow. They consider such aspects as the insurance needed to protect your assets, retirement and estate planning, and tax strategy.
You don’t have to have a full-blown financial plan to invest. If you contribute to a 401(k) at work or an IRA, you’re already an investor. A financial plan helps guide your investment choices.
Life can throw you a few curveballs, too. That’s when having a dependable financial advisor counts. Our goal here at Money & Clarity is to prepare you for the unexpected so you can focus on reaching those goals. Call us today at 513-563-PLAN (7526) or book online for your 2020 financial strategy.
If it’s been a while since we’ve talked, there’s no better time than now to schedule an appointment. We promise no “penance” will be distributed. But we’ll happily give you the right guidance.
Tomorrow, I’ll talk about the one thing that should terrify you. And it’s not a virus!
Regards,
Nikki Earley, CFP® & Dan Cuprill, CFP®
PS: To learn the steps you can take to protect and even capitalize on recent investment volatility in light of COVID-19, check out my webinar.